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Life Insurance Products

Get the latest information on all LIC's plans and all private insurance companies.

Founded in 1956,Life Insurance Corporation of India (LIC) is the Largest life insurance company in the country with a total income of Rs. 492626.60 core and total assests worth Rs. 2572028.34Cr It’s fully owned by the Goverment of the Goverment of India & is also the country largest investor.

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Plan No. 932

Plan Information

    1. Age Entry : 18-50 yrs
    2. Max Maturity Age : 65 yrs
    3. Policy Term : 13-25 yrs
    4. Sum Assured : 1,00,000-No limit
    5. Sum Assured multiples : 10000
    6. Mode of payment : All
    7. ServiceTax 1st year : 4.5%
    8. Subsequent year : 2.25%
    9. Loan : After 3 yrs
    10. Surrender : After 3 yrs
    11. Risk Cover : Natural
    12. Risk Cover: 10% of SA is given every year till policy year anniversary prior to maturity

Accidental Risk Cover: Accidental Sum Assured is given immediately and 10% of SA is given every year till policy year anniversary prior to maturity Again 110% of SA+Bonus+FAB is given on maturity date(Both Natural And Accidental) On Maturity : SA+Bonus+FAB

How does policy work
sample illustraction

Plan illustration for SA 2 Lakh for term 20 years and payable Term 20 years.

First Year Premium for Age 18

2nd year onwards

  1. Sum Assured – 300000
  2. Bonus – 315000
  3. Maturity – 645000
  4. Total Prem – 199575
Premium GST(4.5%) Payable Prem
YLY 8297 394 8691
HLY 4192 199 4391
QLY 2118 101 2219
MLY 706 34 740
Premium GST(2.25%) Payable Prem
YLY 8297 197 8494
HLY 4192 100 4292
QLY 2118 50 2168
MLY 706 17 723

Disclaimer :

Disclaimer: The Benefits shown in this presentation are as per the 8% Benefit illustration of LIC of India, Actual values may vary, depends on the corporation profits and expenses.

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